Ready to Buy a Home? Follow These Five Steps:

Step 1: Determine your price segment:

So much has changed in mortgage lending in the last few years. Interest rates are now very attractive, but qualifying for a loan is back to traditional guidelines.

Before you begin to shop for a home, it is critical that you decide how you will finance the purchase. Please contact COLDWELL BANKER - Campbell Realtors for a reputable lender who is suited for your needs.

Step 2: Search the MLS for Homes On-Line

Now the fun starts…COLDWELL BANKER - Campbell Realtors has the most up-to-date on-line home search systems available on the Internet:

Do-It-Your-Self Search System: If you like to search the Realtor MLS on your own, you can start right now… just CLICK HERE and you will be taken to the “Search MLS” screen. You can search just Huntington Beach, any of the Coastal Cities, or all of Orange County if you like!

Saved Neighborhood Search Pages: If you are looking to buy in Downtown Huntington Beach, SeaCliff, or Huntington Harbour, we have already created "single click" search pages for you. These pages have the Home Listings categorized by neighborhood so you only see the listings for the neighborhoods you want.

Bargain Shopper Search Pages: We have set up Bank Owned and Short Sale search pages. These properties are not for everyone due to the condition, “as-is” sale requirements, and no contingencies allowed. Click on the above links for more information.

Client Gateway Search System: - The client gateway is a part of the Realtor MLS system. We will create a website for you which has all of your searches organized. Each search is continuously updated by the Realtor MLS system. If you would like to take advantage of the Client Gateway Search System simply Email Us.

There is no perfect home, but certainly some homes will meet your wants and needs better than others. Think about what is most important to you, then look for homes which have a good “blend” of location, size, amenities, and condition.

Step 3: Contact COLDWELL BANKER - Campbell Realtors

Many homes sell before going into the MLS. COLDWELL BANKER - Campbell Realtors may have an upcoming listing, and/or we may know of several “unlisted” homes, which meet your needs.

A call to the Scot Campbell TEAM (714) 960-0700 will ensure that you do not miss anything.

Step 4: Looking at Homes

When you see an interesting home on one of our home lists, Contact Us and COLDWELL BANKER – Campbell Realtors will arrange a private showing.

Note: There are Four Points to Remember when looking at homes:

1) Do not call the Listing (seller’s) Agent when you want to see the interior of a home. The Listing Agent CANNOT legally give you the same fiduciary care and service which COLDWELL BANKER - Campbell Realtors will give you as your “Buyer’s Agent”.

2) If you go into an “Open House”, let the Listing Agent know that COLDWELL BANKER - Campbell Realtors is your Buyer’s Agent. A reputable Listing (seller’s) Agent will appreciate your honesty, but there are some who may try to convince you that you do not need a Buyer’s Agent.

3) If you buy a home directly from the Listing Agent, you do not necessarily save money. Instead, the Listing Agent may earn a larger commission (often a “double” commission).

4) Some buyers are fortunate enough to find a home that meets their needs in only a few days… for others it takes several weeks. If you do not find something within a few weeks, keep looking. Consider how you might be more flexible, and try to remain patient. Eventually you will find a special home, and when you do it is time to move onto the next important step.

Step 5: Offer, Acceptance, Escrow, and Closing

OK, you found a property you like. Before you can call the property “your home”, you must make an acceptable offer to the seller and complete a multitude of tasks culminating in the escrow closing.

During this final step, COLDWELL BANKER - Campbell Realtors will be at your side all the way. We will provide sales comparables (to help you decide on a price), write up all of the documents, and coordinate the inspection, disclosures, loan, and escrow closing.

The COLDWELL BANKER - Campbell Realtors will make sure you understand the process, and we will work diligently to ensure everything comes together for an on-time closing.

Ready to Buy a Home? Follow These Five Steps:

Step 1: Determine your price segment:

Search For Homes

Sell Your Home

The Scot Campbell Team